You Have Health Insurance, What About Your Pets?

Many people in our great nation have personal health insurance. It serves to cover them when they go to the doctor, or have to be admitted to the hospital, and in the event of a medical emergency, it protects their financial stability by absorbing large cost surgeries and medical procedures that most people could never hope to afford out of pocket. But, many people also have pets, sometimes more than one. So what happens when your pet becomes ill and you can not afford to pay the veterinary bill? Thankfully there are now companies that are offering affordable pet health insurance that foots a large chunk of the bill, and covers almost every single known procedure, but at the same time, is very affordable, costing on average about a dollar per day, per pet. Pros and Cons of Pet Health Insurance There are some pros and cons to pet health insurance, and they are as follows. The most popular vet insurance plan is the Iams VPI insurance plan, used by millions of Americans, myself included. It costs around thirty bucks per month, per pet, no discounts. In order for your pet to be eligible for this insurance they must have a checkup and the doctor has to sign a form that they are in good health. Then a few bits of paperwork are filled out and the plan becomes active. The pros to the plan are that it covers about fifty to sixty percent of the cost of all procedures, no matter what they are; from shots to checkups, to surgeries to cancer treatments. The cons are that it only covers a certain percentage of the procedure, and you pay out of pocket at first and fax a claim form to the company, who sends you a check in the mail for the difference a few business days later. Where can you Find Pet Health Insurance You can easily find pet health insurance online. But make sure that you do your research and that the plan offers ample coverages and has a competitive price per month. Make sure that the customer service team is highly efficient, and that you can make claims online. See what other customers have to say about their experience with the company and make sure that the treatments are covered at most veterinarians, and not only a few, company approved vets. Finally, see how long the company has been in business, this will give you an idea of how good a company that they are. How Much Does Pet Health Insurance Cover? Most per insurance plans that I have looked over will cover between thirty and sixty percent of the costs of treatments. They all will reimburse you after you send them a copy of the bill; it is not like normal human insurance. And the best pet health insurance plans cover all diseases and illnesses, from parvo to cancers, no matter what it is, which also includes checkups and shots, and regular and routine visits. Take your time when choosing a company and make sure that they meet these requirements and you can finally have a peace of mind when it comes to the wellbeing of your furry loved one!